Covredge Privacy Policy

Covredge Management Consultancy Service ("Covredge"), operating under DTI Business Name No. 6965625. Covredge is also authorized by the Insurance Commission of the Philippines to act as Agent. Covredge is committed to safeguarding your privacy and protecting your personal information. This Privacy Policy explains how we collect, use, protect, and share your information when you engage with our consultancy and design services for insurance programs in compliance with the Data Privacy Act of 2012 and other applicable Philippine data privacy regulations.

1. Information We Collect

We may collect the following types of information:

• Personal Information: Name, contact details, job title, company information
• Business Information: Documents or data you provide for consultancy purposes
• Website Usage Data: Automatically collected information like IP address, browser type, device information, and pages visited

2. How We Use Your Information

Your information is used to:

• Provide, improve, and personalize our consultancy services
• Communicate important updates, respond to inquiries, and deliver reports or proposals
• Ensure regulatory compliance and fulfill regulatory requirements
• Maintain business records as required by law

3. Sharing and Disclosure

Covredge does not sell or rent your personal information. We may share your data:

• With trusted third parties involved in delivering our services (with confidentiality obligations)
• To comply with legal or regulatory requirements
• With your explicit consent, for additional purposes relevant to your engagement

4. Data Security

We implement safety measures to protect your information from unauthorized access, alteration, or destruction. However, no online transmission or storage is 100% secure, so we cannot guarantee absolute security.

5. Data Retention

We retain personal and business data only as long as necessary for fulfilling our consultancy engagement, maintaining records, and meeting legal obligations.

6. Your Rights

You have the right to:

• Access, correct, or request deletion of your personal information
• Withdraw consent for data processing, subject to contractual and legal limitations
• Complain to regulators if you believe your data rights are breached

7. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted here, and significant changes may be communicated directly.

8. Contact Us

If you have any questions about this policy or our privacy practices, please contact: